Why should I buy LIC policies through an advisor?

A seasoned advisor like Umashankar Rai brings 20+ years of expertise to help you navigate hundreds of policies, choose what fits your specific financial goals, and ensure smooth claim settlements without any hassle.

Are my investments in LIC completely secure?

Yes. LIC of India is backed by the sovereign guarantee of the Government of India, meaning your capital and declared bonuses are completely secure and guaranteed by the state.

How do you help with maturity and claims?

My service doesn't end at policy issuance. I provide lifelong support, handling all aspects of policy servicing, maturity processing, survival benefits, and most importantly, smooth and prompt claim settlements for families.

How do we get started with financial planning?

You can submit a consultation request through this site. I will personally review your details and we can arrange a meeting to discuss your income, liabilities, and family goals to create a customized LIC portfolio.

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Pension Plans

LIC's Smart Pension

Pension product; review available annuity choices, payout mode, and official rate basis.

Plan 879UIN 512N386V01Source updated 17 Feb 2026

Request exact quote Official LIC page

Plan highlights

What to review before shortlisting.

Review purchase price or contribution amount and annuity/pension option
Check payout mode, deferment, and return-of-purchase-price options where applicable
Final payout depends on LIC's active rates and selected option

Eligibility

Eligibility and quote checks.

Pension plan entry age and payout rules vary by product.
Exact annuity or premium values require official LIC rate data.

Documents

Official references.

Official LIC product page

Same category

Related official LIC plans.

LIC's New Pension PlusPlan 867 · UIN 512L347V01 LIC's Jeevan Akshay-VIIPlan 857 · UIN 512N337V07 LIC's New Jeevan ShantiPlan 758 · UIN 512N338V08