Why should I buy LIC policies through an advisor?

A seasoned advisor like Umashankar Rai brings 20+ years of expertise to help you navigate hundreds of policies, choose what fits your specific financial goals, and ensure smooth claim settlements without any hassle.

Are my investments in LIC completely secure?

Yes. LIC of India is backed by the sovereign guarantee of the Government of India, meaning your capital and declared bonuses are completely secure and guaranteed by the state.

How do you help with maturity and claims?

My service doesn't end at policy issuance. I provide lifelong support, handling all aspects of policy servicing, maturity processing, survival benefits, and most importantly, smooth and prompt claim settlements for families.

How do we get started with financial planning?

You can submit a consultation request through this site. I will personally review your details and we can arrange a meeting to discuss your income, liabilities, and family goals to create a customized LIC portfolio.

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Whole Life Plans

LIC's Jeevan Umang

Whole life category product with long-duration cover; review income and maturity-related terms from LIC.

Plan 745UIN 512N312V03Source updated 24 May 2026

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Plan highlights

What to review before shortlisting.

Review cover duration, premium-paying period, and benefit option
Check income or survival-benefit rules from official plan documents
Confirm family protection or legacy-planning fit with the advisor

Eligibility

Eligibility and quote checks.

Entry age, premium-paying term, and benefit options vary by product.
Benefits and options should be verified from the official LIC product page.

Documents

Official references.

Same category

Related official LIC plans.

LIC's Jeevan UtsavPlan 771 · UIN 512N363V02 LIC's Jeevan Utsav Single PremiumPlan 883 · UIN 512N392V01

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Advisor guidance

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Final premium, eligibility, and benefit illustration should be confirmed against LIC's current official rules.

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