Why should I buy LIC policies through an advisor?

A seasoned advisor like Umashankar Rai brings 20+ years of expertise to help you navigate hundreds of policies, choose what fits your specific financial goals, and ensure smooth claim settlements without any hassle.

Are my investments in LIC completely secure?

Yes. LIC of India is backed by the sovereign guarantee of the Government of India, meaning your capital and declared bonuses are completely secure and guaranteed by the state.

How do you help with maturity and claims?

My service doesn't end at policy issuance. I provide lifelong support, handling all aspects of policy servicing, maturity processing, survival benefits, and most importantly, smooth and prompt claim settlements for families.

How do we get started with financial planning?

You can submit a consultation request through this site. I will personally review your details and we can arrange a meeting to discuss your income, liabilities, and family goals to create a customized LIC portfolio.

Back to all plans

Endowment Plans

LIC's Bima Jyoti

Endowment category product for savings and protection planning, subject to LIC terms.

Plan 760UIN 512N339V03Source updated 24 May 2026

Request exact quote Official LIC page

Plan highlights

What to review before shortlisting.

Review premium mode, policy term, and maturity benefit from LIC material
Check whether the product supports the goal, payment pattern, and cover amount
Add riders only where LIC allows them for the selected plan

Eligibility

Eligibility and quote checks.

Entry age, policy term, premium-paying term, and sum assured limits vary by product.
Final eligibility and premium must be checked against LIC's current underwriting rules.

Documents

Official references.

Official LIC product page

Same category

Related official LIC plans.

LIC's Single Premium Endowment PlanPlan 717 · UIN 512N283V03 LIC's New Endowment PlanPlan 714 · UIN 512N277V03 LIC's New Jeevan AnandPlan 715 · UIN 512N279V03